USDA Mortgage Loan Changes
USDA no longer requires the lender to pull a tax return verification on all members of the household.
What this means, is more home buyers will be able to qualify for a USDA mortgage loan. No longer will the lender be required to pull transcripts on all members of the household that are not on the loan. USDA mortgage loans have income limits and by not adding members of the household that are not not on the loan application, more home buyers will be able to qualify for a USDA zero down mortgage loan.
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